- Developing a strategic property investment plan – What are you trying to achieve? What is your risk profile? What is your time frame? What skill base do you have? How much time can you commit? These are other questions will help us work with you to develop your strategic property plan.
- Pre Purchase Analysis and Advice – once you have your plan then you need to analyse possible investments. We can assist you with this analysis.
- It’s important that you invest through the correct structure – perhaps a family trust, trading trust, limited liability company or LAQC (Loss Attributing Qualifying Company). The correct structure will maximize tax benefits whilst minimizing your risks and giving protection to your wealth and assets.
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- Obviously, tax planning and tax minimisation are also important. Will you be able to claim a tax refund? Should you get it at year end or through PAYE reduction? What deductions can you claim for tax? Should you get a chattels valuation?
- Financing the property to best advantage… this is one of the most important aspects of property investment. Against which properties and in which entities should debt be held? Should you “mortgage ladder” to reduce risk or fix the mortgage at the lowest fixed rate? Should the mortgage be interest only or principal and interest? Should you make additional repayments to fast track the debt? We can help with these questions and many more.
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